Looking for creative ideas for lending

[Christian Cody]

Hello BP family! I have a slight issue with my first REI. I have plenty money in my account and money aside for a down payment on my first property. The area I am looking in is mainly old properties (1800's) and would need a little TLC. Due to this I am aiming to utilize a 203k FHA. My issue is that I am a independent contractor on a 1099 which shows little on paper due to being very good with my write offs. On top of that, I have 1 strike on my credit report due to a past roommate that is causing an issue with lenders. I have a good credit score but they are having issues seeing that strike on there. With the 1099 and credit strike combined, it's making it a pain to get the loan. Do you have any ideas of ways to acquire the 203k with these issues? Any creative ways to acquire lending that can work like a 203k?