Creative financing for 3-unit property - strategies?

[Nick Hundertmark]

Hey friends, I came across a 3-unit property in a decent part of Harrisburg City that I would love to own. The owner called after getting a piece of my mail. They are motivated to sell, but not motivated enough to sell for a discount that would make a wholesale possible. I like the apartment because it's been well cared for and produces good income. The owner is interested in an owner finance deal, but not for a large portion. They want to get a good chunk of cash out. He's entertaining the idea of a bank holding 1st lien and 80%, then he would take 10% and 2nd position. I would have to come up with the other 10% in that scenario. Im trying to think of other creative ways to minimize my cash investment. Any advice? -Nick