Will banks finance package deals?

[Joshua Hollandsworth]

Will banks finance package deals? I assume portfolio lenders would, but not sure about big banks. For example: 3 Multi Family properties for sale at, say, 100k. Would a bank finance this even though each specific mortgage is too low? Would this have to be a commercial loan? General Advice would be highly appreciated.

[Ryan Cox]

@Joshua Hollandsworth Typically the "big banks" sell their loans on Wall Street and those loans must meet specific guidelines.  Portfolio lenders are local banks that lend their own money and do not sell their loans.  Local banks will generally have looser guidelines thank the large national banks which will make it easier for investors to get loans.  Experience, track record and relationships are all important ingredients when working with your local bank.