Need a mortgage strategy

[Christopher B Leab]

Long story- when economy dumped in 08 I lost a business and filed bankruptcy in 2011. I lost a rental to foreclosure but it didn't get filed till January 2016. Fast forward till today. I have bought two small SFH this year and rehabbed with cash. When I called bank today to get a mortgage on first she told me that no one would be able to give me a mortgage until 7 years from date of foreclosure. So what options do I have? I need the cash to continue to grow my investments. Should I consider a commercial loan since rules may be different? Help from NC!