How to obtain private money?

[David Silva]

Hey guys so I'm a newbie and trying to learn as much as possible and trying to get my ducks in a row. 

So i want to start investing ASAP, Financially I'm not there, but i think i can pull it by doing creative financing, I believe i have someone that can lend me the money. How can this transactions happen? i don't want the IRS to flag me and try to charge me taxes on borrowed money. My credit union will give me a pre-approval but want to see the money sitting in my bank account. 

Any ideas? 

Thank you like always and really grateful for your feedback 

David