I HAVE INVESTORS BUT HOW DO I STRUCTURE THE DEAL

[Ivan Correa]

I have two investors with cash and ready to join me , one problem is that they want to join my company and thats an issue because at the moment my partners and i are new and are waiting for a deal so that we can work our own kinks out before even thinking of adding people to the mix that have no strategic purpose aside from the cash. Now  we weren't planning on raising money because of that particular reason but we all have great reputations and the more we talked around friends and family they became interested but these are the first to say lets sit down and get it on paper. They are looking to 100K investment, for us it would be wise to sue them as a lender as oppose to a direct company partner . I want to know your feedback on what you would do so that everyone gets a good deal.

My structure currently is: 100K minimum investment 6 months 

Guarantees: 1 point monthly on total loan + 4-6% on the back end once sold.