How to Cash out ReFi When you can't

[Paul Bryzek]

Hi All,

I have a couple of properties free and clear that I would like to do a cash out refinance on. The problem is that I did a "Short Pay" similar to a Short Sale but no deed transfer, and as a result I can qualify for FHA loans but not standard cash out refinance loans until 2020.

I wanted to hear thoughts on how best to tap into the equity in those properties as I would like to go forward and purchase more using the cash out refinance.  Is Co-Signing my only bet?  

Are there any members out there that would be willing to work with me to help me co-sign if that was necessary?  Would find a way to make it greatly beneficial to all.

Thanks,

Paul