How would you use these funds?

[Bryan Wilson]

So I have been saving, growing out my credit lines, and finding all sources of funding I can from my own personal sources. Here is the breakdown of the funds my wife has agreed to let me utilize in my REI ventures.

Cash: $8,300

Roth IRA Contributions: $2,600   

*Can pull out without penalties

Employer Roth 401k Loan: $6,000   

*5% interest rate amortized over 15 years

HELOC: $20,000  

*5.75% interest only payments with 15 year amortized after 10 year draw (8 years remaining)

*Currently own primary residence with approximately $60K more in equity from appreciation on top of the HELOC

Personal Line of Credit: $9,000  

*7.75% interest rate revolving terms (2% of outstanding balance minimum payment per month)

Total Funds Available: $45,900

Any thoughts on how you'd utilize these funds and deploy them appropriately? I want to more buy and hold properties in life over time, but am open to suggestions as well as I've been studying up on wholesaling, BRRRR, and other methods.