Best loan for someone without 2 years of good tax history?

[Ryan M.]

I am looking to get started out, but am having difficulty determining if there are any types of loans I can use.
I have excellent credit but I have a lot of gaps in employment over the last 2 years. Are there types of loans I can get? What about refinancing?
Ideally looking to BRRRR.

[Jay Hinrichs]

Ryan... some lenders are offering one year tax return.. but I don't know if that extends to rental props I know it does on owner occ...

loans are back in the market place for certain for income SFR's but ( and this is a very good thing) folks have to be qualified and tic all the box's we got in a mess last time our industry allowed less than qualified folks to buy multiple homes.