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Updated over 8 years ago on . Most recent reply

User Stats

17
Posts
7
Votes
Ryan M.
  • Rental Property Investor
  • Daytona Beach, FL
7
Votes |
17
Posts

Best loan for someone without 2 years of good tax history?

Ryan M.
  • Rental Property Investor
  • Daytona Beach, FL
Posted

I am looking to get started out, but am having difficulty determining if there are any types of loans I can use.
I have excellent credit but I have a lot of gaps in employment over the last 2 years. Are there types of loans I can get? What about refinancing?
Ideally looking to BRRRR.

Most Popular Reply

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42,777
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63,021
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Jay Hinrichs
#1 All Forums Contributor
  • Lender
  • Lake Oswego OR Summerlin, NV
63,021
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42,777
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Jay Hinrichs
#1 All Forums Contributor
  • Lender
  • Lake Oswego OR Summerlin, NV
Replied

Ryan... some lenders are offering one year tax return.. but I don't know if that extends to rental props I know it does on owner occ...

loans are back in the market place for certain for income SFR's but ( and this is a very good thing) folks have to be qualified and tic all the box's we got in a mess last time our industry allowed less than qualified folks to buy multiple homes.

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JLH Capital Partners

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