when to use my own saved Funds and cash VS Mortgage/credit line

[Joshua D.]

So i have a couple properties i payed for with cash out of my own savings and another i payed for with a primary residence line of credit. What are the advantages of using your own cash or going to bank and having lines of credit ready? Im wondering also should i always use all my savings to pay for it, like getting my line of credit back and having funds ready off the properties i already payed cash for. Help with this would be greatly appreciated thx

Also have Roth ira with wife