Down Payment Assist / Earned Income programs

[Larry Moore]

Wondering if anyone has used any of the dp assist programs, where the homeowner buys a membership into an alliance of sorts that has different discount programs, and the home buyer who sold him the membership earns income towards a down payment. The down payment plus fee is repaid at closing from the proceeds of the sale. DPFunder used to be a popular one, but their site now says they are out of business. I don't know if anyone is really doing this anymore, or if lenders would allow the program to fund a down payment for their loans. Anyone used this type of program recently?