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Updated about 9 years ago on . Most recent reply
How do I get a mortgage type loan without having a job?
I want to invest in rental properties. I have cash to get started; however, I do not have a job. Lenders require at least 2 years on the job for a mortgage. If I cannot leverage my investment, the return is the same as I get investing in stocks. Any suggestions for getting a mortgage or some type of loan to leverage my investment without having a 2 year work history?
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James Wise
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James Wise#5 All Forums Contributor
#5 All Forums Contributor
- Real Estate Broker
- Cleveland Dayton Cincinnati Toledo Columbus & Akron, OH
Partner with someone who has good credit and income.
You provide the cash for the down payment they get the loan.