Wrap Arounds & Title Seasoning in PA

[Jason Hatfield]

All,

I'm negotiating on a deal and the sellers attorney advised him that instead of going subject to for 1 year that we do a wraparound. So essentially this would involve us closing on the sale but having all of the documents held in escrow as opposed to being recorded publicly.  After the 1 year term I would refinance the property and cash out the seller.

My question is this.  After six or nine months will a conventional lender consider the title seasoned?  

Are there any other factors I need to consider with this scenario?

Thanks as always