Subject To

[Randy Lin]

Hello BiggerPockets Investors!

I was wondering if there is a difference between "assuming a loan" versus taking over a loan in a subject to.

If I do a subject to deal where I take over the loan of the current owner and they transfer the deed over to my name, how can I prevent the triggering of the "due-on-sale" clause?

Any help that investors can provide would be greatly appreciated.

[Mark Brogan]

welcome @Randy Lin 

this is how a lawyer set it up in my state

the lawyer put the property in a trust and made my company the benefit of the trust,so it looks like estate planning to the bank

good luck read,listen to podcasts,and ask lots of questions 

seek an investor friendly lawyer in your area for advise