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GC Spec house financing
Hello,
Any GCs able to get around 90% LTV on new construction? I've searched through most hard money lenders and they are all around the 75% or so.
Thanks!
Hello Hunt Van Winkle,
Banks typically lend with a maximum LTV ratio of 75% for several reasons related to risk management, regulatory requirements, and financial stability. Although, there are a few ways to get that number up. I've found some lenders that will go up to 80% sometimes, but I think your best bet might be a government-backed loan if you want such a high LTV ratio. I am loan officer licensed in NC, so if you are interested in speaking on the phone to really discuss your situation, please do not hesitate to schedule a time to talk using the link below.
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Lender
- 719-641-5169
- https://www.aslanhlc.com/tcoutts/
- [email protected]
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GUC uses the LTC metric. I've seen up to 85% LTC for an experienced builder who has done personal projects.
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Quote from @Hunt Van Winkle:
Hello,
Any GCs able to get around 90% LTV on new construction? I've searched through most hard money lenders and they are all around the 75% or so.
Thanks!
85% is standard