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Updated about 1 year ago on . Most recent reply

User Stats

7
Posts
1
Votes
William Kulow
  • Investor
  • Kitsap County, WA
1
Votes |
7
Posts

Non-Owner Occupied financing

William Kulow
  • Investor
  • Kitsap County, WA
Posted

Been looking at different options for non-owner occupied property investment during my seasoning period for my current house hack. Any tips/ideas on finding ways to subsidize non-owner occupied financing and/or the down payment that comes with it? Thank you!

  • William Kulow
  • Most Popular Reply

    User Stats

    7,926
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    Andrew Postell
    #1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
    • Lender
    • Fort Worth, TX
    6,316
    Votes |
    7,926
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    Andrew Postell
    #1 BRRRR - Buy, Rehab, Rent, Refinance, Repeat Contributor
    • Lender
    • Fort Worth, TX
    Replied

    @William Kulow what do you mean here?  A "House Hack" is for primary homes that we occupy.  If you aren't occupying it, then it's just a rental.  What "seasoning" period are you facing exactly?  Usually, we don't work with lenders that have seasoning periods - those are too restrictive for us as investors.  There are plenty of lenders that have no seasoning...but this might be a "stucturing" issue.  Sometimes people don't structure the transaction correctly which might cause problems.  Can you provide some more details here on what the numbers/scenario looks like specifically?

  • Andrew Postell
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