Lenders love my DSCR and rent rolls, but hate my LLC!

[Shane Crockett]

I'm under contract on a $2M STR investment property with great rent performance, above 1.25 DCSR, and room for growth, but my investors are $50-75k/ea on a $500k raise so there's going to be 7 of us and lenders don't like it. I can't really trim my investor count down to the lender desired < 4, and I'm not sure getting the investors to form a separate LLC just to pool the capital is going to fly either.

Any creative strategies or best practices in this type of situation? Or anyone know a more flexible lender who looks at the DCSR and performance metrics more than number of investors in the LLC?

[Scott Trench]

Just a reminder to @Ryan Muska and @Devin Peterson. This is a forum. 

Any implication of "DM Me" or "Let's talk" or "I know the answer - very easy solution to this" is not in the spirit of what we are trying to do here. The community's purpose is to learn from questions like Shane's to community advantage and discuss the details that make us all learn a little tidbit. 

Please answer the question to the best of your abilities, for the value of the community.