Interested in Creative Financing Strategies

[Connor Lewis]

Hello BP community!

I'm starting to learn about creative financing strategies and it seems like this might be normalized among sellers in the next few decades. I'm primarily interested in subject to deals/seller financing. I'm going to be diving into those in the near future. From those who have done them or are very informed what it comes to putting one together, can you share your experiences? I've heard a lot of the upside when it comes to them, but I'm also interested in some of the potential downsides to a subject to/seller finance deal. I appreciate any and all advice/shared experience. Thanks!

[Joe Villeneuve]

You pay the seller who might be doing this because they can't make the payments and want to avoid a foreclosure.  They are still the one that needs to make the actual payments.  What if they don't?

[Account Closed]

Quote from @Connor Lewis:

Hello BP community!

I'm starting to learn about creative financing strategies and it seems like this might be normalized among sellers in the next few decades. I'm primarily interested in subject to deals/seller financing. I'm going to be diving into those in the near future. From those who have done them or are very informed what it comes to putting one together, can you share your experiences? I've heard a lot of the upside when it comes to them, but I'm also interested in some of the potential downsides to a subject to/seller finance deal. I appreciate any and all advice/shared experience. Thanks!

Here's a post I did on Subject To that may help

Using Subject To, to Get "Free" Properties

https://www.biggerpockets.com/forums/311/topics/1060320-using-subject-to-to-get-free-properties-a-quick-guideline

[Yael Lederman]

Here's a resource I like on seller financing: https://retipster.com/mortgage...

[Eliott Elias]

You want to target one of two things, ideally both. 1. cash flow 2. equity. The biggest risk is the due on sale clause with subto.