Scale Kit Funding (fix and flip automation)

[Briana Smith]

Sorry if this is a silly question, but has anyone heard of Scale kit (fix and flip automated) funding and have any thoughts on if it is a good investment or not?  Website: scalekitfunding.com (not the marketing company that shows on google) and the individual social media is Rishi Panchal on Facebook and @mrfundible on ig

They are apparently offering 0% loans for a term of 12 months. It was described to me as the following:

They initially check your credit to make sure you meet certain qualifications like credit score over 600 etc. You pay them 2k and they help you setup the LLC and guarantee funding up to 50k at 0% interest for 12 months. The funding comes from regional lenders they have relationships with. Once funding is secured they take 10% of the funding and you can then put it into their fix and flip automation program which is essentially investing in the down payment on a home in Sacramento that they use your down payment to flip. They guarantee 25% return in 14 weeks on their fix and flip program. Then you can use the money you put in plus the return to pay the lender back or do another 1-2 fix and flips until the 12 months is up. They did also note that there is a contract involved that adds you to the deed of the home being flipped in the event that something happens and you have full transparency into the flip and its progress.

I know that private lending is a thing, but I have always known it to involve interest payments and points you have to pay on it, so what is the angle here. What am I missing?