How should I pull money out of home built from HELOC?

[Daniella Spears]

I used a HELOC along with personal savings to build a small home in Dawsonville, Georgia. The land cost 65k and the home is almost complete which costs 100k. How long before I can refi out or get mortgage out or the best way to get money out to pay off HELOC and buy a primary residence. I'm looking to Airbnb out that home, rent out my current home and move into a 4 bedroom, 3 bath around 360k. I really don't want to wait 6 months to season it. Any advice would be appreciated! Thanks!

[Matthew Wolk]

Quote from @Daniella Spears:

I used a HELOC along with personal savings to build a small home in Dawsonville, Georgia. The land cost 65k and the home is almost complete which costs 100k. How long before I can refi out or get mortgage out or the best way to get money out to pay off HELOC and buy a primary residence. I'm looking to Airbnb out that home, rent out my current home and move into a 4 bedroom, 3 bath around 360k. I really don't want to wait 6 months to season it. Any advice would be appreciated! Thanks!

 You would have to wait 6 months and in March the seasoning period is going up t 12 months.  You could do a cash out in 3 months but would have to use the initial purchase price of the home as the appraised value.