FHA 203(k) - add-on or main mortgage?

[Evan Swanson]

Is it possible to receive an FHA 203(k) loan as an additional loan to your mortgage? For example, only take out 3,000-5,000 to replace kitchen appliances in a multi-family.

CT offers a CHFA program for first-time homebuyers which allows you to finance your downpayment at 1% loan and then receive a below-average market rate for your home mortgage. Interested in a 203(k) loan but probably wouldn't abandon this option if FHA 203(k) isn't available as another small loan.