Seeking 75%+ cash out DSCR refi (from non-traditional lender?)

[Sam Burnoski]

I have a 4 unit in a bridge/rehab loan that I need to refinance. The property is in IL. The property numbers are excellent. I am a very experienced real estate investor and house flipper.

I'm having a hard time finding a lender that doesn't have crazy terms and requirements that will do a 75% DSCR cash out.

It's frustrating because I have the perfect lender for this scenario in WI, but they don't lend on IL properties. I know there has got to be other options out there than what I have found so far.

Maybe there is a bank, credit union, or a private lender that will hold the loan on their own books?