Cash vs Debt impact on DTI

[Ron Singh]

Trying to see creative way to plan auto loan and how it may impact on my next mf residential mortgage

How bad it may impact on DTI if I have big auto loan, while applying for next investment property mortgage

Should I buy vehicles in cash, to have low debt

VS

Have more cash for bigger down-payment, and get bigger mf property ? but will have auto loan as a debt.

is there any suggestions on how to balance it ?

for the sake of numbers, let's say 100k in auto loan, planning to buy 1.5M mf property in couple months

no other debts.