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Updated over 2 years ago, 07/29/2022

Katrina P.'s profile image
Katrina P.'s profile image
Katrina P.
  • Investor
  • from Randallstown, Maryland
  • Member since Jul 12, 2010
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185
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57
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Katrina P.'s profile image
Katrina P.'s profile image
Katrina P.
  • Investor
  • from Randallstown, Maryland
  • Member since Jul 12, 2010
Connect
Katrina P.
  • Investor
  • Randallstown, MD
57
Votes |
185
Posts
Creative Real Estate Financing

Are HELOCs always counted in DTI?

Katrina P.
  • Investor
  • Randallstown, MD
Posted

Hi All!

We will soon be purchasing a new primary residence. However, we would love to establish a HELOC here (for the purposes of investing) prior to purchasing the new home. My question is are HELOCs always factored into your DTI even if the balance is $0 when closing on the new home?

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