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Updated almost 3 years ago on . Most recent reply

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Chris Stonestreet
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Chris Stonestreet
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Creative Real Estate Financing

Private Lending question

Chris Stonestreet
Posted

Hey everyone, 

My current primary residence is financed through a private loan with a family member and does not show up in my credit report. If I go to purchase a new primary residence or investment property, will I need to report this loan or not? My plan is to buy a new primary residence and rent this current house out, but my DTI would not qualify for much of a new loan if this private loan counts. I hope that makes sense and thank you for the help!

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Jay Hinrichs
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Jay Hinrichs's profile image
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Jay Hinrichs
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  • Lender
  • from Lake Oswego OR Summerlin, NV
  • Member since Jan 29, 2014
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Jay Hinrichs
#1 All Forums Contributor
  • Lender
  • Lake Oswego OR Summerlin, NV
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Jay Hinrichs
#1 All Forums Contributor
  • Lender
  • Lake Oswego OR Summerlin, NV
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they will pick it up on your tax return. 
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JLH Capital Partners

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