Cash out refi without having to look at DTI

[Andrew Threet]

Does anyone know of any small credit unions or any lenders in general, who are willing to do a cash out refi on a primary without having to look at DTI? I am currently between jobs so I've been having trouble finding somewhere I can do a cash out refi.

For context, I'm currently house hacking, but looking to do the cash out refi so I can hopefully get more seed money to get my next property. I'd try and house hack again, but being between jobs, I can't qualify for another primary mortgage at the moment. So I'm trying to get more seed money to be able to go 20% down with a DSCR loan.

Does anyone have any suggestions on how I could work this out?