How Do You Finance 20+ Properties Without Equity Partners?

[John Bouhall]

Hey guys — have started doing a lot of work around thinking about long-term plans for real estate investing (listening to all the podcasts, reading various books, etc.).

I’m in a situation that I’m shocked if it is unique, but there aren’t many answers to this online, so was curious to this community's view:

I have a high paying W-2 job and have no expectation of leaving in the near-term, however, I would like to use the cash flow from this job to invest in real estate over the coming years to be in a position to retire when I’m ~40 from that income (~10 years out), if I choose to.

For someone that has almost no time to spend on day-to-day management / would hire a manager, but also that wants to keep their life simple (i.e., doesn’t want to involve financing partners), how do you think about scaling financing when all properties are your own (after the first few mortgages, how do you get to 20 that are actually yours vs. having a financing partner)?

Know you could do seller financing on a few, but seems improbable / impractical to find that many sellers willing to seller finance.

Would love to hear about how people here think about this.

Thank you very much ahead of time!!