Should I go Conventional or Hard money to build personal home

[Sophia Berry]

Good Afternoon,

I am currently building homes as an investor using HELOC's I have acquired. Because the market is great I plan to sell my personal home and wanted to build another home for myself. I don't want to use my HELOC's to build therefore I was interested in getting a Construction Loan. My question is should I go Conventional or Hard Money?

[Stephanie P.]

@Sophia Berry

If it's for an owner occupied property, hard money won't work.  Too many RESPA rules to deal with.