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Updated over 3 years ago, 05/14/2021
How to get financing if DTI to low but liquid assets very heigh?!
If:
-Current joint primary Mortage with spouse 300 k
-Won’t qualify for conventional or investment loan because dti is too low (they ding you for entire primary mortgage plus taxes)
- liquid assets 600+
-current home equity 800k+
Looking to buy second home for short term rentals / investment around 300-450k
Besides HELOC what are best loan options and why?