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Updated over 3 years ago,

Chris K.'s profile image
Chris K.'s profile image
Chris K.
  • Investor
  • from Florida
  • Member since Nov 5, 2020
Connect

User Stats

179
Posts
54
Votes
Chris K.'s profile image
Chris K.'s profile image
Chris K.
  • Investor
  • from Florida
  • Member since Nov 5, 2020
Connect
Chris K.
  • Investor
  • Florida
54
Votes |
179
Posts
Private Lending & Conventional Mortgage Advice

How to get financing if DTI to low but liquid assets very heigh?!

Chris K.
  • Investor
  • Florida
Posted

If:

-Current joint primary Mortage with spouse 300 k

-Won’t qualify for conventional or investment loan because dti is too low (they ding you for entire primary mortgage plus taxes)

- liquid assets 600+

-current home equity 800k+

Looking to buy second home for short term rentals / investment around 300-450k

Besides HELOC what are best loan options and why?

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