Finding a mortgage for less than 10% down

[Corbin Lane]

I'm trying to find financing for a 2-4 unit house hack and I seem to keep getting the same answer back from lenders - to come back when I have at least 10% of the purchase price. I was hoping to put 3.5% or, at most, 5%. Is that kind of financing just not happening right now or have I been asking the wrong lenders?