Private Money Question

[Reuben Royal]

Ok so I've recently found someone who would like to invest some money in real estate, he said he has about $21,000 to invest. My question is how do I put this to work most effectively? From the deals I've run into, that amount would cover either rehab or a down payment on a property but not both... I was looking into hard money but I myself don't have money for the down payment on a hard money loan currently. Will hard money lenders allow me to use OPM to put as a down payment? Aside from finding other private money lenders, what are my best options here?