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Updated about 4 years ago on . Most recent reply
![Olivia Evans's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1872097/1621516296-avatar-oliviae14.jpg?twic=v1/output=image/crop=750x750@0x291/cover=128x128&v=2)
Loans equivalent to 203K loan but without using FHA
Hello,
Gathering some more info here before finalizing my investment strategy and curious if anyone knows if it's possible to use something like the FHA 203K loan, but on a traditional loan instead. I've heard from the podcast/books that if acquiring an FHA loan on a property that is in need of some rehab, you can use a 203K loan to roll the rehab costs into the loan itself.
This sounds ideal if the plan is to househack, but if my plan is not to househack and to just use a traditional loan, I'm wondering if there are any options out there similar to the FHA 203K loan that will allow the rehab costs to be rolled into a traditional loan. Hopefully my question makes sense but let me know if anything is unclear.
Thanks in advance everyone, hope you're staying well :)
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![Ciarraghe G.'s profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/303557/1621442979-avatar-kerrig.jpg?twic=v1/output=image/cover=128x128&v=2)
Yes, it's called a Homestyle renovation mortgage,
https://singlefamily.fanniemae...
I'm sure there are companies in your area that offer it.