Urgent Lending Help Needed

[Parker C. Snow]

I am currently in the process of getting preapproval, but when my lender ran my credit, he got a message that my equifax inquiry was registered as fraudulent.

I called equifax and they were unable to even locate me in their system as if I haven’t established any credit.

Because I do in fact have 6 years of credit history, they requested I submit an appeal containing:

- a letter explaining the situation and my intentions with buying a property.

-a copy of my social

-a copy of my D.L.

And mail it to their PO Box in Georgia.

I sent the info right away today with priority mail, as they informed me it will take them 5 days to reach a decision and then they will reply by mail.

I’m worried I will not be able to get competitive loan offers since my 15 day timer is currently ticking.

Has anyone ever encountered this? Is there a quick solution? My lender has never come across it despite decades of experience.

Any and all help is appreciated. Thanks for reading if you made it this far, I appreciate you.