Refinance without full-time job

[Cody Neumann]

So I recently bought a property early March of this year with plans to refinance after six months using my rental income as proof of income for the refinance but my bank won't let me refinance out of my current loan with that income and I don't have a full time job.

I have the property fully renovated and should have around 60k of equity in the property after the appraisal and I am worried about the future of the real estate market so I am not sure I should wait a year or so to refinance in case the market goes down

Does anybody have any experiences that they have gone through like this and how did you overcome it? Any help would be greatly appreciated! Thank you in advance