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Updated over 4 years ago,

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Kristan Lage
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Looking for advice on qualifying for a no income check mortgage

Kristan Lage
Posted

Hello bigger pockets people!

Having been self employed for some time now, I’ve kept poor records of earnings, and hadn’t earned enough to even file taxes.

Recently things have changed. I’m paid very well as a project manager for a residential construction co. in an extremely affluent demographic. Unfortunately, my needs have changed as well. Having rented till now, I find myself in a position where I must buy something to accommodate the health needs of a loved one.

So I earn consistently, and I earn a substantial amount, and my credit is in decent shape (680 with 4 years of flawless on time payment history) and can show it. But I can’t show previous earnings or taxes. I however, no longer have the luxury of waiting till I’ve had a chance to develop my financial background, as my needs for a mortgage have become immediate. I would greatly appreciate some guidance with respect to creative or non conventional mortgages. Could someone here be so kind as to point me in the right direction?

Thank you in advance!

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