Can you ask lender to pay for the earnest money from your loan?

[Duol Geng]

I am currently in the Seattle market. I don’t have much money to put down for earnest deposit. My realtor said the amount I put in is too small for my market.

[Michael Haas]

@Duol Geng if you're "creatively financing" the purchase is there a reason you can't "creatively finance" the earnest money deposit lol :D?

In the Seattle Market $15,000 is strong EM deposit, $10,000 is typical, $5,000 is acceptable, much less than that will likely turn off the seller.

My two cents: if your Realtor is asking you to put down more he's off-base and you don't have to do that. If he's asking you to put down $5,000 and you can't afford that then you should not be purchasing property at this time, and should focus on building your income and cash reserves. And if you want real help and real answers from this community you need to explain the situation more thoroughly and answer folks questions... there are many ways to finance a property, but "Creative Financing" doesn't really tell us anything does it.