Financing falling through

[Alex Sabio]

I'm purchasing a short term rental that is closing on August 3rd. I was pre-approved for 625K, placed an offer for that amount and it was accepted. I talked to my lender and they told me I can put 10% down as a vacation home. After my offer was accepted, they came back to me stating that because I had a BK 8 years ago that I would need to put 20% down. I initially told them I didn't have 20% to put down. They sent me to another department who would give me an unsecured loan for the other 10% downpayment with good terms. The property cashflow nicely even with the added debt. Now it seems like US Bank is backing out. So I told US Bank that I would put 20% down, but it seems like they still will now go through with it. Can anyone help finance me in such short period?