Pre-Approval w/o a Credit Check?

[Uri Robinson]

Hey BP’ers!

Is there a way to get a pre-approval letter without having to get a Hard Inquiry on my Credit Score? I’m in the Upper 800s and super meticulous when it comes to my credit. I’m currently interested in a Duplex and the seller won’t show me the rent roll without a pre-approval letter.

Thanks,

Uri Robinson

[Jeffrey Edwards]

Not that I'm aware of.  If my credit was that good, I wouldn't be concerned with the small change that a hard inquiry impacts your score....but that's just me.  And yes, no Seller is going to take you or your offer seriously without a pre-approval/pre-qualificaiton (at minimum).