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Updated almost 2 years ago,

Michael Tyler's profile image
Michael Tyler's profile image
Michael Tyler
  • Rental Property Investor
  • from CA
  • Member since Jun 30, 2019
Connect

User Stats

65
Posts
53
Votes
Michael Tyler's profile image
Michael Tyler's profile image
Michael Tyler
  • Rental Property Investor
  • from CA
  • Member since Jun 30, 2019
Connect
Michael Tyler
  • Rental Property Investor
  • CA
53
Votes |
65
Posts
Private Lending & Conventional Mortgage Advice

Chasing a higher DSCR

Michael Tyler
  • Rental Property Investor
  • CA
Posted

I understand that loans based on DSCR are a little hard to come by right now. But barring this whole crisis...

When seeking a loan that is based on DSCR rather than DTI, is there a benefit to maximizing the DSCR? If I can get it up to 1.5, 2.0, or higher, does it continue to benefit the loan application process? Or is there a point of diminishing returns?

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