private money personal loan vs bank secured personal loan

[Nathan Salgado]

Hey Bigger Pockets! So heres my situation. Closing on a house may 21 but I want to back up my savings with a personal loan. Giving the current covid crisis was thinking maybe someone would want to earn some interest over a few years on their savings and structure a loan. Would it be wise to seek that type of loan or better just going through a bank. Any feed back would be appreciated. Thank you