Funding a home purchase with no W2

[James H.]

Pretend you lost your job..


What if any loans are available for an individual with 20% of his purchase price+closings and reserve funds but no W2 income. Pretend you have been a real estate agent for under 2 years so showing two years of tax returns are not an option.

Would the right bank consider issuing a morgtage based on a newer part time job 30 hours+self employed income?

Thanks for your thoughts.