How to secure a VA Loan for mixed use?

[Kanwar Sodhi]

Hey BP!

I’ve got a mixed-use property that has some residential and some commercial use.

If I tell a bank that it’s 75% residential and 25% commercial, how do they verify that?

I ask because VA loans can be used for mix use if only at a max of 25% of the property is commercial.

I’m just wondering do they just take my word for it that it’ll be 75% residential and 25% commercial, or do they come and check or are there records they look for where it states how many rooms in this building are residential versus commercial?