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Updated almost 5 years ago,
Rate locking today or wait
Should I lock this? VA 30 year 2.875% with .125 pts. My lender is suggesting I float at least a few more days as he believes rates should go lower Or points go away. I could also get a credit with same or lower rate rather than paying the small point. I don't wanna get to greedy by waiting though so am leaning toward locking now