Question: How to BRRRR as a partnership? (title work)

[Matt Ferch]

Hi guys, my friend and I are brand new at this. Would appreciate some guidance:

- Last fall, we bought two single family homes.
- We took title in our personal names.  
- Since then, we've formed an LLC.
- We're now ready to refinance.

As we understand it (tell me if I'm wrong), since we took title in both our names, we now have to refinance with a mortgage in both our names.  Is there an alternative that a bank would be cool with?  

Assuming we have to do it that way, we intend to quit claim it into the LLC afterward (acknowledging the risk of due on sale clause).

What am I missing?