Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Creative Real Estate Financing
presented by

Tax, SDIRAs & Cost Segregation
presented by

1031 Exchanges
presented by

Real Estate Classifieds
Reviews & Feedback
Updated about 5 years ago on . Most recent reply

How to Meet FHA Primary Residency Requirements
Hi all!
I'm interested in doing a House Hack in a market with strong airbnb potential as my first deal (Joshua Tree, CA to be specific).
Ideally, this would be some kind of duplex/small multi family.
I'm hoping to be able to use a 3.5% down FHA loan. My only issue is that I travel frequently for work (10+ months per year). This property could be my permanent address on record but I wouldn't necessarily be there often. I would like to then rent out the other units and airbnb my room or unit while traveling.
Would this violate the terms of the FHA? If not, what would I require to prove that this is my primary residence?