Bay Area Portfolio Lenders

[William Yeh]

Hey BP. My group is engaged in residential rentals under an LLC and we've been struggling to find portfolio lenders in the Bay Area California with reasonable terms. We've come across a few lenders that have quoted in the mid to high 5% range and another at 4.75% but with 40% down which also kills any cash flow on a deal.

Appreciate any guidance you can provide!