3% Down Payment, is there a Maximum Income to qualify?

[Javier Vía Reque]

BiggerPockets, this is the first post I make in the community. I am purchasing my first Property, it will be my Primary Home. I have been offered a 3% Down payment from a third party lending company. I also went to Chase and I was told there that because of my income being too high, I cannot qualify for a 3% down, only for 5% down. He said that even if I go with the third party lender, they wont be able to close my deal because of my high income. I have read online and I don't see that a 3% down program has an income limit, maybe is a limit that Chase has? Please help me with your expertise. Thank you in advance