All Forum Posts by: Javier Vía Reque

Thank you! @Andrew Postell

Dear Community, I am purchasing my first home in Houston TX and I am trying to decide between two Lenders; Chase and Cornerstone Home Lending. Both Lenders are offering me similar rates with 3% Down. I like Chase because its a bigger institution and I will have all my accounts (credit cards, savings, checking, etc) plus my Mortgage in one page. But on the other side, I have been told that smaller Lenders tend to have better customer service. My plan in the future is to start BRRRR so I would like to build a good relationship with the Lender. Can you guys give me your recommendation? I need to decide by the end of this week which Lender to go and Lock my Interest %. Thank you in advance

Thank you guys! @Todd Ellis @Chris Mason your responses are much appreciated. With this information and printing some articles from Fannie Mae website, I was able to show the Chase banker that they do can allow me to put 3% down under a program they call 210, and he did. So I may go with Chase for this Mortgage since my closing day is coming in a couple weeks.

Thank you @Chris Mason and @Russell Brazil for your responses. Where do you guys recommend getting a Loan for my first Mortgage?

BiggerPockets, this is the first post I make in the community. I am purchasing my first Property, it will be my Primary Home. I have been offered a 3% Down payment from a third party lending company. I also went to Chase and I was told there that because of my income being too high, I cannot qualify for a 3% down, only for 5% down. He said that even if I go with the third party lender, they wont be able to close my deal because of my high income. I have read online and I don't see that a 3% down program has an income limit, maybe is a limit that Chase has? Please help me with your expertise. Thank you in advance