Loan questions for Cleveland

[Bobbie Dancy]

Let's say, I were to cash out and refinance the property for $70,000 and the property is worth $100,000 dollars; at 70% ltv. Can I HELOC the rest or a certain percentage of the equity of the property or an identical loan package. Is anyone aware of Portfolio lenders in Cleveland, Ohio that have relationships with investors. Looking to build long term relationship with a good lending institution(s).