Conventional loan on multifamily property

[Leon Lee]

Hi, All

I have a question regarding the conventional loan on a triplex and would appreciate your information on it:
Suppose I want to house hack a triplex and plan to move in to one of the units. Currently the other two units are rented out and the rent is $1000 per unit. In the underwriting, can the rents from the other two units help me qualify for the mortgage payment? Let's say, if the mortgage payment for the triplex is $3000 per month and the maximal amount of mortgage I can pay based on my current DTI is $2000. Can the $2000 rents from the other two units help on the underwriting process, qualifying me for the loan to purchase the property?

Many thanks!

L

PS: It seems that I got mixed answers on this: one loan broker I used for a while told me that Fannie Mae recently changed this rule and now it can not be counted anymore. But some other people said yes. Any reference link or documents will be greatly appreciated!